Cash4Life Terms and Conditions

Insured lotto game based on the underlying Cash4Life lottery.

Updated 11th November 2025

1 · Overview 2 · Type A Winnings 3 · Type B Winnings 4 · Notes

1. Overview

  • Insured Lotto Game: Cash4Life
  • Underlying Lottery: Cash4Life
  • Underlying Lottery Operator: New York State Gaming Commission
  • Classes:
    • Prize Category A (Main Jackpot): Tier 1
    • Prize Category B (Non-Main Jackpot): Tier 2
    • Prize Category C (Non-Jackpot): Tier 3–9

Prizes are paid as published on the KCS website, independent of the Underlying Lottery Operator.

For Kenyan residents in Type A or B Prize Categories:

  • Full payout if only one winner.
  • Half payout if two winners.
  • One-third payout if three winners.
  • Other payouts calculated proportionally for more winners.

All payouts are in US Dollars and converted to Kenyan Shillings.

2. Type A Prize Category Winnings

Example: Ksh10,000/day for life (30 years) or Ksh73,000,000 cash.

Winners Cash option For-life option (30 years, equal annual instalments)
1 Winner Ksh73,000,000 cash Ksh10,000/day for 30 years
2 Winners Ksh36,500,000 cash Ksh5,000/day for 30 years
3 Winners Ksh24,333,333.33 cash Ksh3,333.33/day for 30 years

For-life payouts are paid in equal annual instalments.

3. Type B Prize Category Winnings

Example: Ksh10,000/week for life (30 years) or Ksh10,400,000 cash.

Winning bets Cash option For-life option (30 years, equal annual instalments)
1 Winning Bet Ksh10,400,000 cash Ksh10,000/week for 30 years
2 Winning Bets Ksh5,200,000 cash Ksh5,200/week for 30 years
4 Winning Bets Ksh2,600,000 cash Ksh2,600/week for 30 years

Winnings are calculated the same way as Type A Prize Category.

4. Notes

  • Payouts depend on the number of winners and are divided proportionally.
  • KCS determines the final payout in accordance with the total winners.
  • All winnings are subject to standard Kenya withholding taxes of 5%.

All winnings on LOTTO are subject to 5% Tax

These Cash4Life terms apply in addition to our general Terms & Conditions. Play responsibly. 18+ only.

Questions about Cash4Life?

Contact Customer Care on 0725 944066 / 0732 944066 or [email protected], or visit the www.kenyacharity.com portal.

Kenya Charity Sweepstake is licensed by GRA under Licence No: 0000940.